/* Premium Light – full build */
*{box-sizing:border-box;margin:0;padding:0}
:root{
  --bg:#f7f9fc; --ink:#162036; --muted:#5b6682; --card:#ffffff;
  --accent:#17366d; --gold:#cda349; --outline:rgba(0,0,0,.08);
}
body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6}
.container{width:min(1140px,92%);margin-inline:auto}
.section{padding:88px 0}.section-alt{background:#fff}
.kicker{text-transform:uppercase;letter-spacing:.18em;color:var(--gold);font-weight:800;font-size:.8rem;margin-bottom:8px}
h1,h2,h3{line-height:1.15;color:var(--accent)}.display{font-size:3rem}
h2{font-size:2.1rem;margin-bottom:10px}.lead{color:var(--muted);margin:6px 0 22px}
.accent{color:var(--gold)}.text-link{color:var(--accent);font-weight:700;text-decoration:none;border-bottom:2px solid var(--gold)}
.small{font-size:.9rem;color:var(--muted)}
.site-header{position:sticky;top:0;z-index:50;background:#ffffffcc;backdrop-filter:blur(10px);border-bottom:1px solid var(--outline)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;gap:10px;align-items:center;color:var(--accent);font-weight:800;text-decoration:none}
.brand img{height:32px}
.site-header nav{display:flex;gap:18px;align-items:center}
.site-header nav a{color:var(--accent);text-decoration:none;font-weight:600;opacity:.9}
.site-header nav a:hover{opacity:1}
.btn{display:inline-block;padding:12px 18px;border-radius:12px;background:linear-gradient(180deg,var(--gold),#b78a2d);color:#1b1b1b;text-decoration:none;font-weight:800;border:1px solid rgba(0,0,0,.06);box-shadow:0 8px 22px rgba(205,163,73,.25)}
.btn:hover{transform:translateY(-1px)}.btn-ghost{background:transparent;border:1px solid var(--outline);color:var(--accent)}
.btn-dark{background:#162036;color:#fff}.btn-small{padding:8px 12px}.btn-lg{padding:14px 22px;border-radius:14px}
.sticky-apply{position:fixed;left:0;right:0;bottom:-64px;display:flex;justify-content:center;padding:14px;background:linear-gradient(180deg,var(--gold),#b78a2d);color:#1b1b1b;font-weight:800;text-decoration:none;z-index:60;transition:bottom .3s ease;box-shadow:0 -6px 20px rgba(0,0,0,.08)}
.sticky-apply.show{bottom:0}
.nav-toggle{display:none}.hamburger{display:none;cursor:pointer}
.hamburger span,.hamburger span:before,.hamburger span:after{display:block;width:24px;height:2px;background:var(--accent);position:relative;border-radius:2px}
.hamburger span:before,.hamburger span:after{content:'';position:absolute;left:0}.hamburger span:before{top:-7px}.hamburger span:after{top:7px}
@media(max-width:900px){
  .hamburger{display:block}
  .site-header nav{position:absolute;inset:56px 0 auto 0;background:#fff;border-bottom:1px solid var(--outline);display:none;flex-direction:column;padding:12px 16px}
  .nav-toggle:checked ~ nav{display:flex}
}
.hero{position:relative;overflow:hidden;padding:110px 0 70px;background:linear-gradient(180deg,#fff,#f7f9fc 70%)}
.hero-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:32px;align-items:center}
.hero .sub{color:var(--muted);font-size:1.12rem;max-width:46ch}
.cta-row{margin-top:18px;display:flex;gap:12px;flex-wrap:wrap}
.trust-row{display:flex;gap:12px;align-items:center;margin-top:18px;color:var(--muted);flex-wrap:wrap}
.trust-row .divider{width:1px;height:16px;background:var(--outline)}
.hero-art img{width:100%;border-radius:18px;border:1px solid var(--outline);box-shadow:0 20px 60px rgba(0,0,0,.12)}
.hero-bg{position:absolute;inset:-20% -20% auto -20%;height:320px;background:radial-gradient(70% 90% at 10% 0%, rgba(205,163,73,.22), transparent 40%), radial-gradient(70% 90% at 90% -10%, rgba(11,60,140,.12), transparent 40%);transform:translate3d(0,0,0);pointer-events:none}
.card{background:var(--card);border:1px solid var(--outline);border-radius:16px;padding:18px}
.two-col{display:grid;grid-template-columns:1.05fr .95fr;gap:32px;align-items:center}
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.step{position:relative}.step-num{position:absolute;top:-16px;left:-12px;background:var(--gold);color:#1b1b1b;font-weight:800;border-radius:10px;padding:4px 10px}
.video-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.video-card h3{margin-top:10px}
.ratio{position:relative;width:100%;padding-top:56.25%;overflow:hidden;border-radius:12px;background:#000}.ratio.tall{padding-top:140%}
.ratio iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.testimonials{display:grid;grid-template-columns:1fr 1fr;gap:20px}blockquote p{font-size:1.1rem}blockquote cite{display:block;margin-top:8px;color:var(--muted)}
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.team-card{text-align:center}
.team-card img{width:100%;height:260px;object-fit:cover;border-radius:12px;border:1px solid var(--outline);margin-bottom:10px}
.cta-banner{padding:64px 0;background:radial-gradient(80% 120% at 10% 10%, rgba(205,163,73,.25), transparent 40%), linear-gradient(135deg,#f5efe3,#fff 60%)}
.cta-banner-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}.cta-actions{display:flex;gap:12px;flex-wrap:wrap}.muted{color:var(--muted)}
.faq{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.site-footer{padding:26px 0 46px;border-top:1px solid var(--outline);background:#fff}
.footer-inner{display:flex;gap:16px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.brand-foot img{height:26px}
.reveal,.reveal-once{opacity:0;transform:translateY(14px);transition:opacity .6s ease, transform .6s ease}
.reveal.visible,.reveal-once.visible{opacity:1;transform:none}
.float-up{transform:translateY(18px);transition:transform .6s ease, opacity .6s ease}
.visible .float-up, .float-up.visible{transform:none;opacity:1}
@media(max-width:1000px){
  .hero-inner,.two-col{grid-template-columns:1fr}
  .video-grid{grid-template-columns:1fr 1fr}
  .steps-grid{grid-template-columns:1fr 1fr}
  .faq{grid-template-columns:1fr 1fr}
  .testimonials{grid-template-columns:1fr}
}
@media(max-width:650px){
  .video-grid,.team-grid,.steps-grid,.faq{grid-template-columns:1fr}
  .display{font-size:2.35rem}
}
/* Modals */
.modal[aria-hidden="true"]{display:none}
.modal{position:fixed;inset:0;z-index:80;display:grid;place-items:center}
.modal-backdrop{position:absolute;inset:0;background:rgba(0,0,0,.45);backdrop-filter:blur(2px)}
.modal-content{position:relative;z-index:1;background:#fff;border-radius:16px;box-shadow:0 30px 80px rgba(0,0,0,.25);padding:16px;width:min(900px,92%)}
.modal-close{position:absolute;right:10px;top:8px;border:0;background:transparent;font-size:26px;cursor:pointer;color:#333}